a:link { color: #5C552E; text-decoration: underline }
a:active { color: #5C552E; text-decoration: underline }
a:visited { color: #5C552E; text-decoration: underline }
a:hover { color: #004A82; text-decoration: none }

a.t:link { color: #ECE9D8; text-decoration: underline }
a.t:active { color: #ECE9D8; text-decoration: underline }
a.t:visited { color: #ECE9D8; text-decoration: underline }
a.t:hover { color: #B9E3FD; text-decoration: none }

.one { padding:8px; margin:0px; background-image: url(b-l.jpg); background-repeat: repeat-y; width:162px; color: white;}
.two { padding:0px; margin:0px; background-image: url(b-r.jpg); background-repeat: repeat-y; width:168px;}
.three { padding:0px; margin:0px; width:800px; border-top-width: 1px; border-bottom-width: 1px; border-right-width: 1px; border-left-width: 1px; border-style: solid; border-color: #000000; }

body { background-color: White; font-family : Verdana,Arial,Helvetica,sans-serif; color: #000000; font-size : 13px ; }
.zero { padding:0px; margin:0px; background-image: url(t-4.jpg); background-position: center right; background-repeat: no-repeat; width:800px;}

H1 { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight : bold ; font-size : 20px; }
H2 { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight : bold ; font-size : 18px; }